PFRDA Issues Operational Guidelines for NPS Swasthya Health-Linked Pension Scheme

26 September 2026National

The Pension Fund Regulatory and Development Authority (PFRDA), exercising powers under Section 14 of the PFRDA Act, 2013, issued operational guidelines for NPS Swasthya, a health-linked scheme under the National Pension System, effective immediately. It pairs retirement savings with healthcare access via two components — an NPS Swasthya Investment Account and a Super Top-up. The family floater covers the subscriber, spouse and up to two dependent children, excluding parents; entry age is 18–70 years, renewable to 85. Minimum investment contribution is Rs 1,000, plus Rs 200 annual Health Benefit Administrator maintenance. Four deductible-cover combinations run from Rs 1 lakh to Rs 30 lakh.

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PFRDA was set up in 2003 and made statutory by the PFRDA Act, 2013 | PFRDA is headquartered in New Delhi | The National Pension System began for central government employees on 1 January 2004

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