Pradhan Mantri Jan Dhan Yojana Completes 12 Years with 59.09 Crore Accounts and Rs 3.17 Lakh Crore Deposits

28 August 2026National

The Pradhan Mantri Jan Dhan Yojana (PMJDY) completed 12 years on 28 August 2026, standing as the world's largest financial inclusion programme. Launched on 28 August 2014 as the National Mission for Financial Inclusion under the slogan 'Mera Khata – Bhagya Vidhata', it is implemented by the Department of Financial Services, Ministry of Finance. As of 19 August 2026, 59.09 crore PMJDY accounts held total deposits of Rs 3.17 lakh crore. Women hold 55.7% of accounts — about 32.92 crore. The milestone falls a day after PM SVANidhi completed one year of its restructured phase, now extended to 31 March 2030.

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PMJDY was launched on 28 August 2014 by PM Narendra Modi as the National Mission for Financial Inclusion | RuPay debit card with accident insurance cover is a core PMJDY benefit | PM SVANidhi was launched on 1 June 2020 by the Ministry of Housing and Urban Affairs

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