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MODERN INDIAN HISTORY · FOUNDATION SERIES

Land Revenue Systems in British India: Permanent Settlement, Ryotwari and Mahalwari

Who paid the land tax, where, and from when: Cornwallis's Permanent Settlement, Munro's Ryotwari, the Mahalwari village system, Punjab's own story, and how peasants pushed back.

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Oil portrait of Lord Cornwallis in a red army coat
Lord Cornwallis, painted in 1783. As Governor-General (1786–93) he brought in the Permanent Settlement of 1793 in Bengal, Bihar and Orissa. Image: Thomas Gainsborough, 1783 · Wikimedia Commons · Public domain

Land revenue was the British government's biggest source of income in India. The big question was: who pays the tax? The British gave three answers in three regions. The zamindar paid in the east. The ryot (farmer) paid in the south and west. The village paid in the north, including Punjab.

1765
Diwani
Company gets Bengal's revenue
1793
Permanent Settlement
Cornwallis, Bengal
1820
Ryotwari
Munro, Madras
1822
Mahalwari
Holt Mackenzie, north India

Three answers to one question

Zamindar, ryot or village: who pays?

After the Diwani of 1765, the Company collected Bengal's land revenue. At first it tried short contracts and auctions. Collection was hard and farmers suffered. So the British tried fixed systems. Each system decided who pays the state and who is treated as owner of the land.

KEY TERM
Settlement

Here, a settlement means the official act of fixing how much land tax is owed, and by whom. It is not a village or a colony. A permanent settlement is a tax demand fixed forever.

HOW THE SYSTEMS CAME
  1. 1772
    Revenue farming

    Warren Hastings gives collection rights to the highest bidders for five years.

  2. 1789–90
    Ten-year settlement

    Cornwallis settles with zamindars for ten years.

  3. 22 Mar 1793
    Made permanent

    The Permanent Settlement of Bengal, Bihar and Orissa.

  4. 1820
    Ryotwari in Madras

    Thomas Munro, now Governor of Madras, spreads settlement with each farmer.

  5. 1822
    Mahalwari

    Holt Mackenzie plans village-wise settlement in the North-Western Provinces.

  6. 1833
    Mahalwari revised

    Under Lord William Bentinck; the work is led by R. M. Bird.

  7. 1849 onward
    Punjab

    After annexation, Punjab is settled village by village.

THE THREE SYSTEMS SIDE BY SIDE
Permanent Settlement
Ryotwari
Mahalwari
Who started
Cornwallis, 1793
Read and Munro; Madras 1820
Holt Mackenzie, 1822
Where
Bengal, Bihar, Orissa
Madras, Bombay
NW Provinces, Punjab, central India
Who pays
Zamindar
Ryot (farmer)
Village (mahal)
Owner
Zamindar
Ryot
Village jointly
Tax fixed?
Forever
Revised every 20–30 years
Revised from time to time
Only the Permanent Settlement fixed the tax forever.
REMEMBER

Z-R-M, East-South-North. Zamindari in the east (Bengal), Ryotwari in the south (Madras), Mahalwari in the north (and Punjab). The name tells you who pays: zamindar, ryot or mahal.

QUICK CHECK
PYQ · PPSC ICS 2016 Which of the following revenue settlements did the British introduce in Punjab?
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Permanent Settlement, 1793

The landlord's bargain in Bengal.

Before 1793, zamindars were mainly tax collectors. Cornwallis made them owners of the land, and their heirs after them. In return, each zamindar owed the Company a fixed sum, forever. John Shore helped plan the scheme and became the next Governor-General.

  • Of the rent collected, about ten-elevenths went to the Company and one-eleventh stayed with the zamindar.
  • Under the Sunset Law, if the zamindar did not pay by sunset on the due date, his land could be auctioned.
  • The state's demand never rose. Later gains from higher prices went to the zamindar, not the state.
  • The real farmers became tenants with no fixed rights. Zamindars could raise rent and evict them.
WHAT THE PERMANENT SETTLEMENT DID
  1. Fixed revenue forever
    The Company gets a steady, sure income.
  2. A loyal class
    Zamindars become owners
    A new landlord class grows that supports British rule.
  3. Farmers become tenants
    High rents, eviction and debt for the cultivator.
  4. Later laws
    Peasant anger, as at Pabna (1873), led to the Bengal Tenancy Act of 1885.
Homes of Bengal's zamindars
Image
QUICK CHECK
PYQ · PPSC ICS 2016 Who introduced the Permanent Settlement of 1793 ?
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Ryotwari and Mahalwari

The farmer pays, or the village pays.

In the south there was no strong zamindar class. So Alexander Read and Thomas Munro settled the tax directly with each ryot. Read began in Baramahal in the 1790s. Munro made it general in Madras in 1820. It later spread to Bombay. The ryot was treated as the owner and could sell or mortgage his land. But the tax was high, and it was raised at each revision, every 20–30 years.

The men behind the systems
Old oil portrait of Lord Cornwallis, about 1795
Lord Cornwallis
Governor-General 1786–93 · Permanent Settlement
  • Made zamindars owners of land
  • Revenue fixed forever in 1793
Full-length portrait of Thomas Munro in a red general's uniform
Thomas Munro
Governor of Madras 1820–27 · Ryotwari
  • Worked with Alexander Read in Baramahal
  • Settled tax directly with the ryot
Holt Mackenzie
Plan of 1822 · Mahalwari
  • Village (mahal) as the unit of tax
  • Regulation of 1822
Lord William Bentinck
Governor-General 1828–35 · Mahalwari revised
  • Revised the system in 1833
  • Work led by R. M. Bird
KEY TERM
Mahalwari

A mahal is an estate, usually a village, taken as one unit for tax. The government fixed one total for the whole village. The lambardar (village headman) collected it from every family. The village was jointly responsible: if one family failed, the others had to pay.

Total fixed for the village→Lambardar collects→Families share the burden→Village pays the state
Bronze statue of a man on horseback on a tall stone base in Chennai
Statue of Sir Thomas Munro in Chennai, put up in 1839. Munro is the name linked with the Ryotwari system of Madras. Image: N. Vivekananthamoorthy, 2024 · Wikimedia Commons · CC BY 4.0
QUICK CHECK
PYQ · PPSC EO 2018 What was the reason for Mahatma Gandhi to organise a Satyagraha on behalf of the peasants of Kheda? 1. The administration did not suspend the land revenue collection in spite of a drought. 2. The administration proposed to introduce Permanent Settlement in Gujarat. Which of the statement(s) given above is/are correct?
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QUICK CHECK
PYQ · PPSC PCSEB 2018 Which of the following statements is/are true? 1) Mahatma Gandhi led the Bardoli Satyagraha, 1928 against the unjust raising of taxes by the Bombay Presidency 2) Gandhi ji invited Vallabhbhai Patel to Bardoli to act as representative of people and raise their demands at government level. 3) Large number of women took active part in the movement and gave Vallabhbhai Patel, the sobriquet of 'Sardar' Which of the above statement/(s) is/are correct
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QUICK CHECK
PYQ · PSSSB Excise Inspector 2023 The Bardoli Satyagraha was led by:
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Extra detail: revenue rates in the northTap to open
  • Under R. M. Bird's settlement after 1833, the state's share in the North-Western Provinces was set at about two-thirds of the rental.
  • The Saharanpur Rules of 1855 under Dalhousie cut it to about half.
  • James Thomason, Lieutenant-Governor of the North-Western Provinces, carried Bird's work forward.

Land, canals and anger in Punjab

From village settlement to Pagri Sambhal Jatta.

The British took Punjab in 1849. They settled its revenue village by village, with the lambardar as headman and the patwari keeping land records. From the 1880s they dug big canals in west Punjab and settled farmers in new canal colonies, like Lyallpur (now Faisalabad). But many farmers fell into debt to moneylenders and lost their land.

PUNJAB'S LAND STORY
  1. 1849
    Punjab annexed

    Village-wise (Mahalwari-type) settlement begins.

  2. 1880s onward
    Canal colonies

    New canals turn dry west Punjab into wheat and cotton land.

  3. 1900
    Punjab Land Alienation Act

    Bars moneylenders and traders ("non-agricultural" classes) from buying farmers' land.

  4. 1906–07
    Colonisation Bill

    Strict new rules for colony farmers, plus higher water rates.

  5. 1907
    Agitation

    Led by Ajit Singh and Lala Lajpat Rai; both deported to Mandalay. The Viceroy, Lord Minto, vetoed the Bill.

  6. 1923
    Unionist Party

    Fazl-i-Husain and Chhotu Ram organise the landholders' party.

PAGRI SAMBHAL JATTA

The song "Pagri Sambhal Jatta" ("Guard your turban, O farmer") was written by Banke Dayal, editor of the paper Jhang Sial. It was sung at a farmers' meeting at Lyallpur in 1907. It became the name of the whole agitation. Ajit Singh was Bhagat Singh's uncle.

QUICK CHECK
PYQ · Punjab Police SI 2022 Which of the following political parties was formed as a direct consequence of the Punjab Land Alienation Act?
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QUICK CHECK
PYQ · PSSSB Senior Assistant 2025 The agrarian agitation of Punjab in 1907 was launched for which of the following reasons?
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QUICK CHECK
PYQ · PSSSB Election Kanungo 2018 Who is associated with the Agrarian Unrest of 1907 in the Punjab?
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QUICK CHECK
PYQ · PSSSB Jail Warder 2026 Who among the following wrote 'Pagri Sambhal Jatta'?
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Same result everywhere

Debt, lost land and peasant movements.

FROM HEAVY TAX TO REVOLT
  1. High demand, in cash
    Due on a fixed date, good harvest or bad.
  2. Borrow from moneylenders
    At high interest, often against the land.
  3. Land lost
    Debt grows; land passes to moneylenders and landlords.
  4. Peasants protest
    Revolts, riots and later organised kisan movements.
Bengal, 1873
Pabna

Tenants unite against high rents of zamindars.

Poona, 1875
Deccan riots

Farmers attack moneylenders; relief law in 1879.

Gujarat, 1918
Kheda

No revenue after crop failure; led by Gandhi.

Gujarat, 1928
Bardoli

Against a revenue hike; led by Vallabhbhai Patel.

Lucknow, 1936
All India Kisan Sabha

First president Swami Sahajanand Saraswati.

Peasant struggles linked to land and revenue.

QUICK CHECK
PYQ · Punjab Police SI 2023 Who among the following was the first President of All India Kisan Sabha that was formed in 1936?
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Everything on one look

Makers, years, regions and who paid.

THE SYSTEMS
  • Permanent Settlement: Cornwallis, 1793; Bengal, Bihar, Orissa
  • Zamindar keeps 1/11, Company 10/11; Sunset Law
  • Ryotwari: Read and Munro; Madras 1820, then Bombay
  • Mahalwari: Holt Mackenzie 1822; revised 1833 (Bentinck)
  • Mahalwari areas: NW Provinces, Punjab, central India
  • Only the Permanent Settlement was fixed forever
PUNJAB AND PROTEST
  • Punjab Land Alienation Act: 1900
  • → Unionist Party 1923 (Fazl-i-Husain, Chhotu Ram)
  • 1907: Colonisation Bill; Ajit Singh, Lajpat Rai
  • Pagri Sambhal Jatta: written by Banke Dayal
  • Kheda 1918 (Gandhi); Bardoli 1928 (Patel)
  • All India Kisan Sabha: Lucknow 1936, Sahajanand
COMMON TRAPS
  • Permanent Settlement: Cornwallis, not John Shore (Shore only helped plan it).
  • Ryotwari is Munro's, in Madras and Bombay, not Bengal.
  • Mahalwari was planned by Holt Mackenzie (1822); Bentinck only revised it (1833).
  • Punjab got Mahalwari, not the Permanent Settlement.
  • Under Ryotwari the ryot was the owner; under the Permanent Settlement the zamindar was.
  • Bardoli was led by Patel, not Gandhi; Kheda was led by Gandhi.
  • Pagri Sambhal Jatta was written by Banke Dayal; the agitation was led by Ajit Singh.
  • The 1907 agitation was against the Colonisation Bill, not the Rowlatt Bill (1919).
QUICK BYTES
  • Biggest British income: land revenue
  • Diwani of Bengal: 1765
  • Revenue farming: Warren Hastings, 1772
  • Permanent Settlement: 22 March 1793, Cornwallis
  • Zamindar's share: one-eleventh
  • Sunset Law: pay by sunset or land auctioned
  • Ryotwari: Read and Munro, Madras 1820
  • Ryotwari revision: every 20–30 years
  • Mahalwari: Holt Mackenzie, 1822
  • Mahalwari revised: 1833, Bentinck and R. M. Bird
  • Lambardar: village headman under Mahalwari
  • Punjab: village-wise settlement after 1849
  • Punjab Land Alienation Act: 1900
  • Unionist Party: 1923
  • Colonisation Bill agitation: 1907, Ajit Singh
  • Pagri Sambhal Jatta: Banke Dayal
  • Bengal Tenancy Act: 1885
  • Bardoli: 1928, Vallabhbhai Patel
  • All India Kisan Sabha: 1936, Lucknow
CHECK YOURSELF

A question says a land system treated the whole village as the unit of tax. Name the system, its planner and two regions where it was used.

Show answer

The Mahalwari system, planned by Holt Mackenzie in 1822 and revised under Bentinck in 1833. It was used in the North-Western Provinces and Punjab, and parts of central India.

Frequently Asked Questions

What were the three land revenue systems in British India?

The Permanent Settlement (Zamindari) of Cornwallis in 1793 in Bengal, Bihar and Orissa; the Ryotwari system of Read and Munro in Madras and Bombay; and the Mahalwari system planned by Holt Mackenzie in 1822 for the North-Western Provinces, later used in Punjab.

What was the Permanent Settlement of 1793?

Cornwallis made the zamindars owners of land in return for a revenue fixed forever. The zamindar kept about one-eleventh of the rent and paid ten-elevenths to the Company. If he failed to pay by sunset on the due date, his land could be auctioned.

Who introduced the Ryotwari system?

Alexander Read and Thomas Munro. Read began it in Baramahal in the 1790s, and Munro made it general in Madras in 1820 as Governor. It later spread to the Bombay Presidency.

What is the difference between Ryotwari and Mahalwari?

Under Ryotwari each farmer (ryot) paid the state directly and was treated as owner. Under Mahalwari the whole village (mahal) was one unit, the lambardar collected the tax, and the village was jointly responsible.

Which land revenue system was introduced in Punjab?

The Mahalwari type of village settlement. After annexation in 1849, Punjab was settled village by village, with the lambardar as headman and the patwari keeping the records.

Which system fixed the land revenue permanently?

Only the Permanent Settlement of 1793. Ryotwari revenue was revised every 20 to 30 years, and Mahalwari revenue was also revised from time to time.

What was the Punjab Land Alienation Act of 1900?

A law that stopped land passing from farming communities to moneylenders and traders. It created a farmers' interest group, which Fazl-i-Husain and Chhotu Ram later organised as the Unionist Party in 1923.

What was the Pagri Sambhal Jatta movement?

The 1907 Punjab farmers' agitation against the Colonisation Bill and higher canal water rates. It was led by Ajit Singh and Lala Lajpat Rai, who were deported to Mandalay. The song was written by Banke Dayal, and the Bill was vetoed.

What were the effects of British land revenue systems on peasants?

The demand was high and due in cash on fixed dates, even after bad harvests. Peasants borrowed from moneylenders, fell into debt and often lost their land. This led to protests like Pabna, the Deccan riots, Kheda and Bardoli.

When was the All India Kisan Sabha formed?

In April 1936 at Lucknow, during the Congress session there. Swami Sahajanand Saraswati was its first president, and it demanded the abolition of zamindari and lower land revenue.

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